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Retirement Planning

Retirement Planning

You deserve to enjoy your retirement to the fullest. And we get it - retirement planning can seem overwhelming, but a sound strategy is key in making the most of your later years. 

The truth is that many retirees skip out on planning, making the retirement transition a nerve-racking experience. And this is why a retirement plan is essential. With a customized Kelly Capital Roadmap, you get access to a step-by-step guide to help you navigate through retirement and make the most out of life. 

The Kelly Capital Roadmap

Want to know how much money you'll have in retirement? And how long it will last? 

Kelly Capital Partners is here to help you retire well. We'll create a personalized blueprint for your retirement—a roadmap if you will—to help you navigate what can be a complicated landscape. 

Here is what to expect: 

  • A comprehensive retirement plan through a distribution process that serves as a guide throughout retirement.
  • Identifying any gaps and determining the sources needed to fill the gaps creating guaranteed lifetime income.
  • Peace of mind knowing that you will retire with the same lifestyle intact throughout retirement.

We want to ensure that you can retire with peace of mind, knowing that you have a simple, straightforward plan in place to guide your decisions and make the most of your assets. 

That's why we take a holistic approach when we look at your retirement prospects. We'll coordinate all the important pieces—your Social Security, taxes, investments, pensions, and more—to come up with a plan that works for you. 

Our Process

When you're planning for retirement, it can be easy to get overwhelmed with all the steps and details that go into a sound, complete plan. With so much to consider, it's important to have a guide that will walk you through each step in your retirement planning journey.

Our signature roadmap is a 3-step process that is customized specifically for you: 

Step 1: We gather all the data pertaining to your specific situation such as income sources (Social Security), tax rates, investments, pensions, etc., to give you a clear picture of your financial situation. 

Step 2: We organize this information into a report detailing how it will affect you throughout your retirement years along with software comparisons so you can make informed decisions about adjustments that need to be made before you retire. 

Step 3: Your custom roadmap is created from this report detailing the projected income from sources such as Social Security, pensions, stocks/bonds/mutual funds/etc. It also shows how much income with inflation factored in will be needed from each of these sources for each year of your retirement.

Helping You With the Right Financial Strategies 

The Kelly Capital Roadmap is a comprehensive retirement plan designed to help you reach your life goals by organizing and integrating your financial resources. It is a long-term plan that evolves with your needs through all the stages of your life. 

The strategies that drive the Kelly Capital Roadmap include: 

Principle Protection From Market Loss 

The primary objective of the Kelly Capital Roadmap is to preserve your investment portfolio by minimizing losses during times of uncertainty in the marketplace. Our portfolio design includes a process for managing risk through the use of specific asset allocations. We also seek to create opportunities for growth throughout every economic cycle. 

Create Income for a Lifetime 

Achieving financial independence requires careful planning so that you can enjoy all aspects of retirement without worrying about running out of money. We help you establish an income strategy to make sure you never outlive your money. 

Grow Your Net Worth at a Reasonable Rate of Return 

Capital appreciation strategies are designed to grow your assets over time while maintaining liquidity and flexibility. Our goal is not only to help you avoid losses but also

to ensure that your assets are growing at a proper rate when the economy is strong and stable. 

Keep Up With Inflation 

Inflation can be one of the biggest threats to retirement savings because it reduces the spending power of your money over time. Our strategies are designed to keep up with inflation so that your retirement income keeps pace with the rising cost of living. 

Our Focus Areas on Retirement Planning 

We have extensive experience in all areas of retirement planning. But when it comes to helping you create the best strategy for your future, there are five key areas we focus on most: 

  1. Income: We make sure you have a sustainable source of income throughout your retirement that can help you maintain your lifestyle and cover all your expenses in case you experience unexpected events.
  2. Investments: We review your current financial profile and make recommendations on how to optimize your investments so they perform well and meet your goals.
  3. Taxes: Taxes can take a significant bite out of your retirement savings, which is why we specialize in creating plans that minimize your tax burden now and in the future.
  4. Health Care: Health care costs are rising all the time, and they don't look like they're slowing down anytime soon. We'll make sure you have a plan in place for any health care expenses that might pop up in your golden years.
  5. Legacy: What do you want your legacy to be? We'll help set up a plan that ensures that whatever it is will be passed on exactly as you envisioned it, whether it's through charitable donations or passing it down to future generations of your family.
<b>Your Roadmap to Financial Security&#160;</b>

Your Roadmap to Financial Security 

You have no doubt heard the expression, "A journey of a thousand miles begins with a single step." When it comes to your finances, there's never been a more accurate statement. 

The principles we have developed at Kelly Capital Partners are based on your current situation and your long-term financial goals. With our retirement planning guide, we help you get on track towards financial security and enjoying a comfortable retirement.

Our goal is to ensure all the pieces align toward providing you with retirement income for life. Contact us today to schedule an appointment.

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