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Our Process

The Kelly Capital Retirement Roadmap

The Kelly Capital Retirement Roadmap process is designed to help our clients achieve confidence during their retirement years. Our Retirement Roadmap focuses on 5 key areas of Kelly Capital Roadmap.

<strong>1. INCOME PLANNING</strong>

1. INCOME PLANNING

Our goal is to help ensure your expenses will be paid month-to-month with certainty for the rest of your life.

  • Maximizing social security
  • Analyzing income & expenses
  • Creating an inflation plan
  • Developing a spousal plan
  • Establishing a longevity protect plan
<strong>2. INVESTMENT PLANNING</strong>

2. INVESTMENT PLANNING

We’ll create an investment plan to accomplish your retirement goals.

  • Assessing your risk tolerance
  • Adjusting portfolios to reduce fees
  • Controlling volatility
  • Evaluating ways to reduce risk
  • Maximizing comprehensive institutional money management
<strong>3. TAX PLANNING</strong>

3. TAX PLANNING

A comprehensive retirement plan addresses taxes.

  • Assessing the taxable nature of current holdings
  • Strategizing to include tax-deferred/tax-free assets
  • Analyzing to reduce tax burden
<strong>4. HEALTH CARE PLANNING</strong>

4. HEALTH CARE PLANNING

We’ll create a plan designed to help protect you against rising healthcare costs.

  • Analyzing options for a long-term care plan
  • Assessing health insurance
  • Exploring annuity long term care income
<strong>5. LEGACY PLANNING</strong>

5. LEGACY PLANNING

It’s important to make sure remaining assets go to your beneficiaries instead of taxes.

  • Maximizing estate and income tax planning opportunities
  • Establishing a will/trust to ensure any assets are properly distributed
  • Protecting IRA and qualified accounts from becoming fully taxed upon death
  • Analyzing life insurance

READY TO TAKE

The Next Step?

For more information about our products and services schedule a meeting or register to attend a  workshop.

Or give us a call at 248-262-7217